:root{--ivory:#f7f2e8;--paper:#fffdf8;--navy:#101b2d;--navy2:#1b2a43;--gold:#9a7a3c;--olive:#555a3b;--muted:#6e6c65;--line:#ded6c7}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--navy);background:var(--ivory);line-height:1.65}a{color:inherit}.container{width:min(1180px,calc(100% - 40px));margin:0 auto}.nav{position:sticky;top:0;z-index:20;backdrop-filter:blur(18px);background:rgba(247,242,232,.9);border-bottom:1px solid rgba(154,122,60,.18)}.nav-inner{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:14px;text-decoration:none}.brand-mark{width:42px;height:42px;border:1px solid var(--gold);display:grid;place-items:center;border-radius:50%;font-family:Georgia,serif;font-weight:700;color:var(--gold)}.brand-text strong{display:block;letter-spacing:.16em;font-size:15px}.brand-text span{display:block;color:var(--muted);font-size:12px}.nav-links{display:flex;gap:22px;align-items:center;flex-wrap:wrap}.nav-links a{text-decoration:none;font-size:14px;color:var(--navy2)}.nav-cta{padding:10px 16px;border-radius:999px;border:1px solid var(--gold);background:var(--paper)}.hero{position:relative;overflow:hidden;padding:106px 0 82px;background:radial-gradient(circle at 83% 20%,rgba(154,122,60,.16),transparent 28%),radial-gradient(circle at 18% 16%,rgba(85,90,59,.09),transparent 24%),linear-gradient(180deg,#fbf8f0 0%,var(--ivory) 100%)}.hero:after{content:"";position:absolute;right:-90px;top:54px;width:420px;height:420px;border:1px solid rgba(154,122,60,.22);border-radius:50%;box-shadow:0 0 0 45px rgba(154,122,60,.045),0 0 0 92px rgba(154,122,60,.03)}.eyebrow{color:var(--gold);font-weight:700;letter-spacing:.18em;text-transform:uppercase;font-size:12px}h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.12;margin:0}h1{font-size:clamp(48px,7vw,88px);max-width:900px;letter-spacing:-.035em}h2{font-size:clamp(34px,4.4vw,58px);letter-spacing:-.025em}h3{font-size:24px}.lead{font-size:clamp(18px,2vw,22px);color:#465066;max-width:800px;margin:26px 0 0}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:34px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 20px;border-radius:999px;text-decoration:none;font-weight:700;font-size:14px}.btn-primary{background:var(--navy);color:#fff}.btn-secondary{border:1px solid var(--gold)}.hero-meta{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:62px;max-width:930px}.meta-card{background:rgba(255,253,248,.7);border:1px solid var(--line);padding:18px 20px;border-radius:18px}.meta-card strong{display:block;font-size:14px}.meta-card span{display:block;color:var(--muted);font-size:13px;margin-top:4px}.section{padding:82px 0}.section.alt{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.section-head{display:grid;grid-template-columns:.8fr 1.2fr;gap:50px;align-items:start;margin-bottom:42px}.section-copy{color:#565d6e;font-size:17px}.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.card{background:var(--paper);border:1px solid var(--line);border-radius:24px;padding:28px;box-shadow:0 10px 34px rgba(16,27,45,.045)}.alt .card{background:#fbf7ee}.card .num{color:var(--gold);font-weight:800;font-size:12px;letter-spacing:.12em}.card p{color:#5d6270;margin:12px 0 0}.category-rail{display:flex;gap:10px;overflow:auto;padding:3px 0 12px}.pill{flex:0 0 auto;border:1px solid var(--line);background:var(--paper);padding:10px 14px;border-radius:999px;font-size:13px}.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.step{padding:26px;border-top:1px solid var(--gold);background:linear-gradient(180deg,rgba(255,253,248,.7),rgba(255,253,248,.25))}.step strong{display:block;font-size:14px;margin-top:8px}.step span{display:block;color:var(--muted);font-size:13px;margin-top:8px}.notice{border:1px solid rgba(154,122,60,.35);background:rgba(154,122,60,.06);padding:20px 22px;border-radius:18px;color:#4e4a40}.company-box{display:grid;grid-template-columns:1fr 1fr;gap:22px;background:var(--navy);color:white;border-radius:30px;padding:36px}.company-box p,.company-box li{color:#d6d9df}.company-box a{color:#f4dfae}.legal-list{list-style:none;padding:0;margin:0}.legal-list li{padding:7px 0;border-bottom:1px solid rgba(255,255,255,.12)}.footer{padding:40px 0 46px;background:#0d1626;color:#d6d9df}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:28px}.footer a{color:#e7d29f;text-decoration:none}.footer small{color:#9fa8b6}.page-hero{padding:72px 0 46px;background:var(--paper);border-bottom:1px solid var(--line)}.prose{max-width:880px}.prose h2{font-size:34px;margin:46px 0 16px}.prose h3{font-size:22px;margin:30px 0 10px}.prose p,.prose li{color:#4e5667}.prose ul{padding-left:22px}.table{width:100%;border-collapse:collapse;background:var(--paper);border:1px solid var(--line)}.table th,.table td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.table th{width:34%;background:#fbf7ee}.badge{display:inline-block;padding:6px 10px;border-radius:999px;background:#eee5d3;color:#6d572b;font-size:12px;font-weight:700}@media(max-width:900px){.nav-links{display:none}.hero{padding-top:74px}.hero-meta,.grid-3,.steps,.company-box,.footer-grid,.section-head{grid-template-columns:1fr}.section-head{gap:20px}.company-box{padding:26px}}